About this site

This website focuses on issues regarding social protection in Asia and the activities done by the Network on Social Protection Rights (INSP!R) and its members. It is under the editorial oversight from the Asia Steering Committee, composed out of members from India, Bangladesh, Nepal, Cambodia, Indonesia and Philippines. It is meant to foster dialogue and share experiences.
The articles describe challenges and achievements to improve the right to social protection to workers in the region, with a specific focus to gender, youth and informal workers.

03 October 2024

INSP!R Asia speaks out regarding the Global Accelerator in the Asian Pathfinder countries

INSP!R Asia intervened today on the Global Accelerator on Jobs and Social Protection for Just Transitions, during its 4th online Steering Group Meeting.

We took the initiative with our own resources to organize Asian Pathfinder meetings regarding the Global Accelerator twice already. The 1st meeting was held in Jakarta, Indonesia on April 19, and the 2nd meeting in Kathmandu; Nepal on September 10, 2024. We’d like to thank the GA National leading Ministries in Indonesia and Nepal, the ILO, ITUC, GCSPF and the Belgian embassies of Jakarta and Delhi who participated and supported these meetings. INSP!R Asia plans to organize the 3rd meeting in the last week of November 2024 in Cambodia.

In Asia, INSP!R Asia works with 54 organizations of Trade unions (affiliated to ITUC or Global Union Federations), member-based CSOs (such as women’s organizations, youth, people with disabilities, migrant workers, health organizations and mutuality, etc.) and National networks on Social protection.  INSP!R Asia has members in 6 countries: Bangladesh, Cambodia, India, Indonesia, Nepal and the Philippines; 4 are Pathfinders countries. We actively participate in various international/ continental events such as Labor20-Civil20, ASEAN People Forum, Asia-Europe People Forum, International Labor Conferences, COP, and now regarding the Global Accelerator. 

Trade Unions and Civil Society organizations are important pillars in advocating for state policy making, because they can strengthen accountability, improve the effectiveness and efficiency of programs in its design, monitoring, implementation and evaluation by providing constructive criticism, different perspectives, and alternative problem solving. However, for this to happen, there must be sufficient democratic space for meaningful engagement and social dialogue. What we have observed so far in the 4 pathfinding countries, is that there are differences in the level of democratic space and involvement of trade unions and CSO. While Trade unions involvement is more straightforward because of the existing tripartite mechanism and applying the most representative status of trade unions, this is not the same for the involvement of CSOs. For example, in Indonesia, there are 5 Trade union confederations such as KSBSI which are members of the National committee, but there is no clear representation of CSOs in this committee. However, INSP!R Indonesia/ YPSI (Indonesia Social Protection Foundation) has been invited in the public consultation during the finalization of the GA roadmap, and we’d like to thank BAPPENAS as the leading ministry in Indonesia for this.

2.      From the 2 Asia meetings on GA that we organized, we’d like to convey the following key messages:

  1.       In the GA progress report 2023-2024, only 12% of the SDG targets are on track. The GA is a ‘Rescue Plan’ to save the SDGs with the ambitious goal of creating 400 million jobs and extending social protection coverage to 4 billion people by 2030 -just 6 years from now. You can have beautiful dream but even if 100% of GA’s objectives are achieved in 17 pathfinder’s countries -which is not possible, GA initiative will only create 44 million jobs (11% from GA objective to create 400 million jobs) and extend social protection coverage to 962 million people (around 24% of GA objective to extend social protection coverage to 4 billion people). Furthermore, since the GA was launched in Sept 2021, only 21 million USD has been collected from 3 countries: Belgium, Germany and Spain. One third of this budget is allocated for the management of the GA by the UN agencies and World Bank. Please remain realistic.
  2.       While GA seeks to expand the coverage of social protection, the new business model of the platform economy is massively leaving millions of workers out of the social security system. For example, in Indonesia of the 20 million workers working in the platform economy, only 1% are covered by social security. We call on GA to pay more attention to the ‘missing middle’ and the ‘non-take-up’ groups, namely the working poor, workers in the informal economy, migrant and domestic workers, caregivers, home-based and self-employed, people with disability, as well as workers adversely affected by climate change, automation and AI. GA does not work in a vacuum, there are changing contexts that we need to adapt to.
  3. Our network advocates for Climate reparations based on historical emissions. The Loss and Damage Fund must be able to contribute to the development of Adaptive Social Protection and strengthen people’s resilience. The devastating impacts of climate change are unbearable for countries like Nepal which are vulnerable to avalanches or flash floods -like those that occurred last week in Kathmandu, or 20 typhoons a year in the Philippines, or the impact of slow onset-event such as rising sea-levels in Indonesian archipelago, which makes 90% of Indonesia’s sea areas dangerous for small boats.
  4. We also want to see debt cancelation that would provide fiscal space to the poor countries, and progressive and fair taxes for the private sector and the super-rich.

In a multipolar world where human security is a priority for many countries, we must be more innovative in our approach. How reassuring it is that this GA initiative can reverse the deteriorating situation in terms of employment and social protection, amidst declining respect for international humanitarian and human rights law, as well as a weakening of UN institutions. The GA initiative is a ‘Rescue Plan’ to save the SDGs; therefore, we can’t act like it is ‘business as usual’.

Thanks, Bismo Sanyoto, INSP!R Asia

12 August 2024

NTUC observes International Youth Day 2024

On 12th August 2024, Kathmandu, the Nepal Trade Union Congress Youth Committee marked the International Youth Day, as sign of solidarity for prospect and progress for the youth internationally.


A short morning rally with banners and flags started from Maitighar Mandala and ended in New Baneshwor,w here it was followed by a street dialogue.  The slogan of this year's Youth Day was "From Clicks to Progress: Youth Digital Pathways for Sustainable Development".  In the rally, NTUC high officials attending included the Senior Vice President, Vice Presidents, General Secretary, Deputy General Secretary, trade union leaders from different sectors and fields, with youth and women. 

The street dialogue, chaired by Dipendra Sunar, President of the NTUC National Youth Committee, had as its chief guest Nepali Congress Party Deputy General Secretary Jeevan Pariyar and youth leader and Member of Parliament. He stated: “We are very conscious about youth issues. Recently, we are very engaged in amendment of the bill related Electronic Transactions Act 2063 based on the changing context of Nepal to ensure the reliability and security of electronic transactions including the control of unauthorized use of electronic records or alteration in such records through illegal manner". Pariyar also promised to share youth issues in the upcoming Central Committee meeting of the Nepali Congress Party. 

President of Nepal Trade Union Congress (NTUC) and currently of JTUCC Yogendra Kumar Kunwar said “Nepal has been facing different challenges, with youth migration one of them. We should pay our more attention to control it by creating decent job in the country”. Solidarity Centre Country Director Luna Ranjit expressed her solidarity and joy to be part of the youth program of Young NTUC- Nepal.  President of Nepal Student Union, Dujang Sherpa said: “We are persistently lobbying for more than fifty percent youth representation in the policy making and other state structure.” He also ensured that this will be happening soon here. Various issues were raised by the participants like youth migration, the youth welfare fund and its implementation, skills and youth employment, which the guests answered.

31 December 2023

Adapting to climate crisis and shrinking space: Context in Asia in 2023 related to social protection and the INSP!R Asia issues

Only 33% of people in Southeast Asia and 24% of people in South Asia are protected by at least one area of social protection. Many countries in Asia spend less than 2% of GDP on social protection (excluding health). Advocacy to get more people better coverage at Asian level hence remains very necessary, though the lack of regional cooperation bodies hinders effective regional advocacy by our members, who most often have to through their national policy makers, which isn’t the best strategy for certain global challenges.

Asia is the continent hardest hit by climate change and witnesses increasingly frequent and more severe catastrophes. Adaptive social protection takes an integrated approach of coordination between social protection, climate change adaptation and disaster risk reduction to provide longer-term solutions to address the underlying causes of vulnerability and help people prepare for the impacts of climate change. ASP recognizes that social protection measures contribute to fostering households’ absorptive, adaptive, and transformational capacity to climate change with a longer-term vision for resilience. INSP!R Asia plans to have long term actions and policy advocacy to promote Adaptive Social Protection and Climate Justice as a priority in the years to come. INSP!R Asia members consider this an urgent and critically important topic for policy changes at the global, continental and national level. Countries where INSP!R Asia members live are prone to climate disasters, whether it’s fast-onset events such as super typhoons, landslides and avalanches, or slow-onset events, such as sea level rise and depletion of clean water. INSP!R Asia believes that the Loss and Damage Fund as adopted by COP27 in Sharm-El-Sheikh and its follow up discussions during COP28 Dubai, should allocate funds to make Social Protection systems adaptive. INSP!R Asia has developed a solid position paper on this topic which was debated and agreed upon by all member organizations and then shared with policy makers in Asia and South East Asia. Moreover, partner organization are encouraged to include this topic into the existing programs and activities where possible and relevant. 

Shrinking democratic space for CSOs and trade unions is getting more worrisome in Asia region. More and more often, policy makers or economic actors are bypassing or blatantly ignoring social dialogue with CSOs and Trade unions, sabotaging tripartite mechanisms and forums where CSOs usually enter in social dialogue with the government. Therefore, we need to adapt our strategy for policy advocacy and strengthen networking with other CSOs and unions in the region who share our vision and build stronger alliances as partners with the same goals for social justice and prosperity. Meanwhile, INSP!R members have to be more aware of potential surveillance, conduct safer communication, creating safe spaces for physical meetings, be more careful with social media posting and abide by the increasingly more stringent regulations of countries for organising, mobilising but also travel restrictions for international exchanges.

India, Philippines, and Indonesia are categorized as ‘flawed democracies’ with index score of 7,04 for India, 6,73 for the Philippines and 6,71 for Indonesia. Meanwhile Nepal, and Bangladesh have been categorized as a ‘hybrid regime’ with score 4.49 for Nepal and 5,99 for Bangladesh, and Cambodia tends to be more authoritarian with only 3,18, just above China with 1,94 (The Global Democracy Index). Many governments in the regions are displaying increasing authoritarianism traits but maintain procedural democracy like general elections. These governments seldom use physical harassment, killing, imprisoned, disappearance, etc. because it risks international scrutiny or sanctions. Instead, they will deliberately undermine or weaken the functioning of trade unions and CSOs through administrative/ financial/ procedural/ legal restrictions.

30 December 2023

Strength in numbers: what have WSM's Asia partners achieved in 2023?

Labour rights: Over 900.000 people, of which 56% women and 28% under 35 years, were reached by the services of the Asian partners to improve their working conditions.

Health: Over 200.000 people (63% women and 67% under 35y) had better access to health, mostly in Bangladesh through GK and through AREDS in India.

Social protection: over 500.000 people (51% women and 43% under 35 years) were reached by services to ensure better social security coverage.

Vocational training: nearly 200 workers (82% women and 80% under 35 years) received skill training to find new jobs, such as in tailoring, driving or paramedics.

Social economy: 100 members (63% women) were assisted by the partner organisations to improve their income through social economy initiatives like cooperatives.

INSP!R Asia network:
Advocacy: almost 7.500 members (half women, 26% under 35 years) were involved in advocacy efforts at country level to promote social protection, and 250 members (one third women) at continental level.
Learning: Over 6.500 members (55% women) from the partners learned how to better advocate for social protection at national level and 1.263 (38% women, two thirds under 35 years) at the continental level.

Strength in numbers: some results by WSM partners in Cambodia 2023

Services related to Social security: 

1.100 union leaders and workers, of which 30% women and 35% younger than 35 years, were reached through actions focusing on better access to social security through awareness raising initiatives, basic and advanced training, legal assistance and support, research and advocacy to decision makers. 

As the CLC president sits on the Board of the NSSF, they raise workers’ problems regarding the quality of the NSSF services. Within CLC, a committee was established in 2022 to monitor and evaluate the implementation of the Social Security schemes and their activities contributed to an additional 500 members from the agricultural sector to register in the NSSF, as well as a new pension scheme being implemented from October 2023.

NETWORK: CLC decided to join in 2023 SP4ALL (Social Protection for All), a platform to raise awareness on social protection and reduce citizen's concerns to the duty bearers. This platform was established by Oxfam and involves several members. They have the objective to ensure a more inclusive, rights-based and shock-responsive social protection system as part of an Oxfam project which runs to January 2024 by promoting the active participation and consultation of Cambodian civil society organisations (CSOs). SP4ALL will contribute to building trust and cooperation between rights holders and duty bearers, intending to reach approximately 1,7 million individuals, comprising of formal and informal economic workers (street vendors, market sellers, domestic workers, waste collectors, tuk-tuk driver, service workers, construction workers, farmers), people with disabilities, elderly people, women and children and ID poor households who are prone to risks and economic shocks.

Mainstreaming knowledge on social security - Cambodia context in 2023

The development of the social protection system in Cambodia has progressed rapidly in the last decade, especially since the Royal Government of Cambodia approved and implemented the "National Social Protection Policy Framework 2016-2025". This policy document is a long- term roadmap of the Government to lead the implementation of the social protection policy in Cambodia under the common vision of ensuring citizen's income security, reducing and preventing poverty, vulnerability and social inequality, as well as contributing to the wider development of human resources, including promoting sustainable national economic growth. To develop the social protection system and to ensure better harmonization of the different strategies, policies and other social protection activities, the Royal Government has established the “National Social Protection Council” (NSPC). The NSPC is the key actor responsible for the overall coordination and steering on the development of various social protection strategies and policies. 

The National Social Security Fund or NSSF consists of 3 schemes: Occupational Risks Scheme (2008), Health Care (2016), Pension (2022). The Law on Social Security Schemes, which dates from 2019, also foresees the development of an unemployment benefit scheme. Until 2021, 17.355 companies had registered in NSSF, with a total number of 4.335.501 members: 2.723.837 men and 1.633.583 women. 

Before 2017, WSM has also worked with the Cambodian Labour Confederation (CLC) and its main federation C.CAWDU, which is organizing the workers in the garment industries of Cambodia. While contacts with CLC have remained between 2017 and 2022, as they were also part of the continental network on the right to social protection in Asia, WSM has decided to return to Cambodia to put up a program with CLC to mainstream and increase the knowledge of union leaders and workers in factories on the national social security system. In the past actions were quite focused on further developing the NSSF, through advocacy by CLC to the Cambodian government. This time the goal is to ensure that within the organization of CLC knowledge and expertise on social security is more widely shared, also at the local levels of the organization, as well in the federations organizing the formal as the informal sectors. By the end of 2026, 1.725 union leaders, members and workers should have in-depth knowledge on the Cambodian social security system and have the ability to raise awareness and advocacy for better policies on social security. 

Aside from that, CLC keeps pushing to increase the coverage of the NSSF to an additional 300.000 workers (of which 60.000 in the informal sectors) and for improving the quality of the existing system, in particular the health care scheme and the occupational risks scheme. The union propagates that all Cambodian workers should be able to have health insurance and that it should similarly be available to their family members. At the same time the quality if the health facilities should improve and more diseases should be covered by the health insurance. CLC also advocates for the new pension scheme to apply to all Cambodian workers and for the creation of an unemployment benefits scheme.

29 December 2023

Cambodian garment worker got it covered - Cambodia 2023


Gnil, 38 years old is a Cambodian garment worker, member of CLC. Before Mrs. Gnil was unaware regarding the social security system of Cambodia (National Social Security Fund or NSSF), which covers health insurance, work accidents and pension. So when Mrs. Gnil had a health problem, she would go to the hospital or to the doctor and spend a lot of money on medicines and health checks. But she attended a training from CLC where experts of the NSSF explained the social security law, the benefits workers can avail through the social security system. After the training she had a clear understanding of the NSSF and how to apply for its benefits. Mrs. Gnil got access to the NSSF and if she falls sick now, she can consult a doctor and obtain her medicines for free, so she can save money for her family. When she gave childbirth, she also received financial support from the NSSF for several months.

In the companies where there is a union, it is possible to get access to the NSSF and to save on health spending, because expenses due to sickness or a work accident are covered by the social security.

Strength in numbers: Some results by the WSM partners in Bangladesh in 2023

Labour rights: 102.878 people, of which 50% women and 9% younger than 35 years, were involved in the services by the partners to improve their working conditions. 

  • 200.000 workers increased their awareness on labour standards and especially the minimum wages for the garment sector
  • 3.864 workers per year were organised to increase membership
  • 154 union members received basic training and 139 union leaders advanced training on labour rights and collective bargaining 
  • 859 garment sector union members received legal assistance

Health

  • Almost 149.119 members, of which 61% women increased their awareness about health and hygiene, family planning, health related messages, gender policy and rights.
  • 32.245 garment workers and vulnerable people, of which over half were women, were organised to join the health insurance of GK.
  • 41 women received basic training as a traditional birth attendee, and 127 members received training to work as a paramedic. 94 paramedics of which 73 are women, are trained to promote health insurance to the general public.
  • Nearly 23.753 people received medical advice through specialised health camps, preventive care programs and were supplied with medicines, of which 15.937 are women. 7.286 garment workers, of which 4.772 women, received medical advice aid and support through health camps and health screenings.

Social security

  • 271.614 workers, of which 140.858 are women and 131.295 under 35 years are informed about social security through media, poster and leaflets.
  • 61 workers, of which 38 women and 60 under 35 years, were part of two basic trainings on social security.


Vocational training: 127 people, of which 97% women and  all under 35 years received vocational skill training through GK, on computer skills, women driving and to work as a paramedic.

Social economy: especially focusing on elderly, 100 seniors were supported through social economy initiative to ensure betterment of health, of which 63 were elderly women.

224 members of BSPAN were mobilised for advocacy actions during national days and 65 BSPAN members interacted with policy makers to promote access to social protection  and to ratify ILO Convention 102 on minimum standards for social security. 

Learning: 1.065 members increased their awareness on social security, shared lessons and experiences. 49 BSPAN members received  training on OSH as fundamental rights and how to use  communication and social dialogue for SP Campaign.

What happened in Bangladesh regarding social protection in 2023?

Bangladesh saw some measures taken related to social protection in 2023:

  • Universal Pension Scheme (UPS)

In August 2023, the Bangladeshi government introduced the Universal Pension Scheme (UPS). Under this program, citizens aged under 50 can enroll by paying a fixed premium for at least 10 years. Upon reaching 60, beneficiaries receive pension payments. Notably, both the deposited premiums and pension disbursements enjoy tax exemptions. Additionally, beneficiaries have the option to withdraw up to 50% of their accumulated funds as a loan.

  • Garment Workers’ Minimum Wage Increase

Effective December 1, 2023, the minimum wage for garment workers rose from 8,000 taka to 12,500 BDT (approximately 110€) per month. This was after many protests that met with violent repression and remains far below the trade unions unified demand of 24.000BDT/month.

  • Employment Injury Scheme for Garment Workers

Long awaited, this pilot scheme launched in 2023 is addressing occupational safety, the Employment Injury Scheme provides comprehensive support for garment workers. It includes data collection, rehabilitation services, and safety enhancements within factories. See ILO's June 2024 publication on its achievements here.

Climate Change Challenges

Also in 2023, Bangladesh faced climate-related health risks due to rising temperatures, floods, and cyclones. These challenges impact poverty reduction efforts and strain healthcare systems. However, addressing climate change can also yield health benefits, including improved air quality and disease prevention.


A health worker excels - GK paramedics digitally empowered

Hi, I’m Sharmin, a 19-year-old with a big dream: to become a nurse and help people in need. Recently, I got accepted into the GK training program, which has been an incredible experience.

In 2023, International Women’s Day focused on “DigitALL: Innovation and Technology for Gender Equality”, and inspired by this, GK encouraged paramedics like me to learn computer skills alongside our regular training. I had never used a computer before—my older brother was the only one in our family who had one. But I quickly realized that knowing how to use Word and Excel is essential for any job nowadays.

Excel fascinated me. It’s like magic—it can calculate percentages and analyze data. Now, armed with this knowledge, I feel more confident during our door-to-door visits in rural villages. As a paramedic, I can provide health information effectively and be a first responder when needed.

This training is just the beginning, but I’m hopeful. The blend of healthcare and technology empowers me to serve my community better. Together, we can make a difference—one step at a time.

When a gender reveal isn't a good thing - testimony from a GK traditional birth attendee in Bangladesh

Halima, 57 years: "I received Traditional Birth Attenders (TBA) training from Gonoshasthay Kendra (GK) and began working in my village. In Bangladesh, maternity care often occurs at home due to stigma around women going to hospitals. As a TBA, I provide health advice to pregnant women and support them during follow-up visits with GK paramedics and I also bring them to our sub-centers for ultrasound scans. Unfortunately, I sometimes encounter uncomfortable situations where families try to know the fetus’s gender. This can be dangerous: if it’s a boy, often the family is very happy and the mother praised and taken care of. However, if it’s turns out to be a girl, families can be unhappy and can blame the mother, neglect her or even lead to physical and mental abuse them.

To prevent this, in 2020, the Bangladesh High Court issued a rule to prevent gender-based discrimination against unborn children. GK not only abides this but to contribute addressing this serious issue, has incorporated gender awareness into our midwifery training. Through workshops, we educate elders and family members that woman are not responsible for a baby’s gender and that daughters are just as much of a blessing as sons. Within our role of traditional birth attendees, we can help eliminate discrimination and contribute to dismantling societal stigma.

Since my gender awareness training, I’ve actively promoted change within many  families and villages and have been proud to witness this."

25 December 2023

From toiling the soil to leading the union - CFTUI, India

Marisa Naresh, 38 years, born in the village of RAJAM in Andhra Pradesh: "My family survived on a mere 3 acres of agricultural land, toiling under the sun. We were laborers, our livelihood tied to the earth.

As a young man, I looked up to Mr. N. Satyanarayana—the towering figure behind the District Agricultural Union. At 17, I stepped into the world of union activities. Our affiliation with CFTUI in 2007 opened doors. Thematic knowledge, organizing skills, and public speaking—these became my tools.

Through WSM-supported activities, I learned about labour standards, participated in sectoral conferences, several basic and advanced training which boosted my knowledge on labour rights.  I now lead struggles, especially concerning MGNREGA wages. The ageing leaders pass the torch to me, and I’ve become a role model for youth in the agricultural sector."

29 November 2023

Strength in numbers: some results of partners in India during 2023

Labour rights: 639.813 people, of which 64% women and 37% younger than 35 years, were reached through actions focussing on ensuring existing labour rights or developing new labour standards: 

  • 536.302 workers (64% women and 37% youth) were made more aware of their labour rights through campaigning and outreach. 
  • The partner organizations have organized 71.081 workers, of which 97% women and 30% youth. 
  • 33.049 people, of which 94% women and 34% youth received basic training, while 4.859 workers and union leaders (90% women and 43% youth) received advanced training. 
  • 14.107 workers, of which 95% women and 24% youth, benefitted from some kind of individualized support or advice from the partner organizations. 

Over 150.000 people (46% women and 39% youth) were mobilized at grassroots level (ex. demonstrations, petitions…) for advocacy and to meet policy makers.

Social security: 93.904 people, of which 61% women and 33% younger than 35 years, were reached through actions focussing on giving access to better social security.  58.168 people were reached through awareness raising activities (60% women and 25% men), while 13.681 received basic training (97% women and 24% youth) and 728 people received advanced training (45% women and 16% youth). The partner organizations gave legal assistance and support to some 21.082 workers (99% women and 36% youth) and reached out to 245 policy makers.

Healthcare: overall, 9.539 people were reached during actions to improve awareness on health practices and how to use native medical practices and medicines.


Network:
 
In 2023, all WSM partner organisations jointly organised and participated in 9 State and national level events focusing on ensuring and including health insurance (ESI) for informal workers in the Social Protection Scheme and inclusion of Domestic workers in Informal Sector. A total of 4950 workers (37% women, 18% under 35 years old) actively participated in these mobilization efforts.

The collective efforts of WSM partner organizations have paved the way for getting attention by the authorities for the inclusion of social protection and the health insurance ESI for informal workers and recognise domestic workers contribution for economic development of the country and include them under informal sector. By advocating for health insurance coverage and the inclusion of domestic workers, they have voiced critical issues to the State Government.

India context in 2023: women, health and agriculture

Women’s Right 

The Women’s Reservation Act, 2023 (also known as the Nari Shakti Vandan Adhiniyam) is a historic step towards gender equality in Indian politics. It reserves one-third of all seats in the Lok Sabha, State legislative assemblies, and the Legislative Assembly of the National Capital Territory of Delhi for women. This includes seats reserved for Scheduled Castes (SCs) and Scheduled Tribes (STs) as well. The proposed legislation aims to continue this reservation for 15 years.

Health Policies

The Pradhan Mantri Jan Arogya Yojana (PMJAY) is a significant component of the Ayushman Bharat initiative launched by the Government of India. A flagship scheme aimed at achieving Universal Health Coverage (UHC) in India. It moves away from a fragmented approach to health service delivery and focuses on comprehensive, need-based healthcare. It provides cashless and paperless health insurance for secondary and tertiary care across public and private empanelled hospitals in India. PM-JAY is a crucial step toward ensuring affordable and accessible healthcare for millions of Indians, reducing out-of-pocket expenses and improving health outcomes.

New policies in Agricultural Sector

The new agriculture policy of the Indian Government aimed to promote growth in the Indian economy by focusing on increasing agricultural productivity, encouraging the adoption of modern agricultural practices, and promoting value addition in the agricultural value chain.